3D Security General Information
ASSURANCE OF VIRTUAL SHOPPING 3D SECURE
What is 3D Secure?
It is a system developed to increase the security of shopping transactions made with credit and debit cards over the Internet.
With these "secure virtual shopping" solutions developed by Visa and MasterCard, both cardholders and member merchants are secured against fraud.
Online shopping made from virtual workplaces with Verified by Visa and MasterCard SecureCode logos are under the guarantee of Visa and MasterCard.
Why is 3D Secure Secure?
In the 3D Secure system, during the virtual payment transaction, the bank asks the cardholder for the payment password known only to him, and the identity of the cardholder is verified. Unauthorized persons are prevented from using their cards on the internet.
How Does 3D Secure Work?
The cardholder registers his card with his bank via internet banking. It defines a password and a security question-answer attached to the card.
The cardholder makes his shopping in the virtual workplace compatible with the system and proceeds to the payment section.
A pop-up screen will appear in front of the cardholder asking for the transaction password and personal security message from the bank.
The cardholder continues the process by entering his password. The transaction is completed when the password is verified by the bank.